REGULATORY DISCLOSURE

Full name of CC: Elite Fund Management

Registration Number: 2007/035923/23

Legal status: Closed Corporation

FSP Number: 46414

License Categories: Category I (Rendering of financial intermediary and advisory services)

Representative & Key Individual:  Adriaan J Strydom

Position: Executive member

Member: Adriaan J Strydom

Position: Chief Executive Officer

Physical Address: Block4, Atterbury Estate Office Park, 19 Frikkie de Beer Street, Menlyn Maine, Gauteng, 0181

Postal Address: Box 11524, Zwartkop, 0051

Telephone: +(27) 10 442 1842/5

Fax: +(27) 86 6404 124

E-mail: info@elitefund.co.za

Mandate: The representative noted above acts as an agent for Elite Fund Management CC. Your representative may represent more than one product provider. Without in any way limiting and subject to the other provisions of the services agreement/mandate, Elite Fund Management CC accepts responsibility for the lawful actions of its representatives (as defined in FAIS) in rendering financial services within the course and scope of their engagement/employment.

Elite Fund Management CC has access to market products from the following product providers:

Allan Gray Discovery Health Fedgroup Sanlam
Investec Momentum Health Capital Alliance Hollard
Momentum Life Sygnia Capital Legacy TSA
Discovery Life Liberty Old Mutual

Disclosure

Independent Status of (FSP) and Professional Indemnity Insurance

FSP has agreements with most of the major product providers and our representatives are authorised to place business with any of them. In the past 12 months this business did not earn more than 30% of its income from any insurer. FSP has no financial interest in any product supplier nor has any product provider interest in this FSP. We do carry professional indemnity insurance on behalf of all representatives.

Authorization

The FSP accepts responsibility for the actions of a representative only acting within his/her mandate only. Please ensure that the mandate is discussed with you.  The FSP is licensed for advice and Intermediary services on the following categories.

Long term insurance category A,B1 and B2,C, Retail Pension Funds,  Short Term Personal , Pension Fund Benefits  Incl. Retail, Collective Investments, Health Benefits, Shares and Debentures, Friendly Society Benefits

Complaints Procedures

The members of Elite Fund Management CC are committed to ensuring that the principle of treating customers fairly (TCF) is applied in all areas of our day to day business activities. In adopting the TCF principle we recognize that fair treatment of our customers is about adding value to the service we offer and not negotiate able .If you have a complaint, please contact the office. The complaints officer will assist you to address the concerns you have. Please note that in terms of the FAIS act, all complaints must be addressed to us in writing. Should we not be able to address the concerns to your satisfaction, you may wish to lodge a complaint with any of the Ombudsmen whose detail appear below, but in particular with the FAIS Ombud. If you wish to learn more about our complaints policy and procedure, please contact our complaints officer Mr. AJ Strydom, AT THE OFFICE NUMBER ABOVE. Our External Compliance Officer, Leona Prinsloo can be contacted at: FAX: 0866381067

FAIS Ombud Details for all FAIS advice related complaints

PO Box 74571, Lynnwood Ridge, 0040

E-mail: info@faisombud.co.za

Telephone No: 0860 FAISOM (0860 324 766)

Long term Ombud details for all Long term insurance complaints

Private Bag X 45, Claremont, 7735

E-mail: info@ombud.co.za

Telephone No: (021) 657 5000

Facsimile No: (021) 674 0951

General

Please note that in respect of any application, proposal, order, instruction or other contractual information that is required to be completed for, or submitted to a product supplier by or on your behalf that relates to the purchase of or investment in an financial product, including any amendment thereof or variation thereto, all material facts must be accurately and properly disclosed, and the accuracy and completeness of all answers, statements or other information provided by you or on your behalf are your own responsibility; If any person completes or submits any application, proposal, order, instruction or other contractual information that is required to be completed for, or submitted to, a product supplier by you or on your behalf that relates to the purchase of or investment in any financial product, including any amendment thereof or variation thereto on your behalf, you should be satisfied as to the accuracy and completeness of the details. Any misrepresentation or non-disclosure of a material fact or the inclusion of incorrect information could result in the cancellation of the transaction or the non-payment of a benefit by the product supplier. You are hereby advised and cautioned that no person acting on behalf of the FSP may in the course of the rendering of a financial service, request you to sign any written or printed form or document prior to completion there to. No person may ask you or offer any inducement for you to waive any right or benefit conferred on you by or in terms of any provision of the General Code of Conduct of the FAIS Act, of which a copy is available on request.